body[data-r]{--btn:var(--navy);font-size:14px}
body.gold{--btn:#c8861a;--gold:#c8861a}
body[data-r] .btn,body[data-p=index] .btn{background:var(--btn);border-color:var(--btn)}
body[data-r] .btn.o,body[data-p=index] .btn.o{background:transparent;color:var(--navy)}
body[data-r] .btn:hover{opacity:.9;background:var(--btn)}
/* header (inner pages) */
body[data-r] nav ul{gap:16px}
body[data-r] nav a{font-size:10.5px;white-space:nowrap}
body[data-r] nav a.on{color:var(--navy);border-color:var(--gold)}
.srch{width:15px;height:15px;stroke:var(--navy);fill:none;stroke-width:2;margin-left:6px}
/* page hero */
body[data-r] .ph{background:linear-gradient(100deg,#fff 30%,#eaf1f7);padding:0;position:relative}
.ph .g{display:grid;grid-template-columns:.95fr 1.25fr;gap:30px;align-items:center;min-height:300px;padding:34px 0}
.ph .ey2{font:700 10px Montserrat;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.ph .ey2:before{content:"";display:inline-block;width:10px;height:3px;background:var(--gold);margin-right:8px;vertical-align:middle}
.ph h1{font-size:28px;margin-bottom:12px}
.ph p{font-size:13px;margin-bottom:10px}
.ph .btn{margin-top:8px;font-size:10.5px;padding:10px 22px;border-radius:3px;letter-spacing:.5px}
.ph .btn:after{content:"  →"}
.ph .im img{width:100%;max-height:300px;object-fit:cover;border-radius:0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 22%);mask-image:linear-gradient(90deg,transparent,#000 22%)}
.ph.sq .im img{-webkit-mask-image:none;mask-image:none;border-radius:4px}
.strip{display:grid;gap:0;background:#fff;border-radius:6px;box-shadow:0 6px 20px rgba(15,51,88,.08);margin:0 0 34px;padding:16px 8px}
.strip.c4{grid-template-columns:repeat(4,1fr)}.strip.c3{grid-template-columns:repeat(3,1fr)}
.strip>*{text-align:center;padding:6px 12px;border-left:1px solid #e3eaf1;color:var(--navy);font:600 12px Montserrat;display:block}
.strip>*:first-child{border-left:0}
.strip svg{display:block;margin:0 auto 8px;width:34px;height:34px;stroke:var(--navy);fill:none;stroke-width:1.4}
.strip small{display:block;font:400 11px "Open Sans";color:#6b7785;margin-top:3px}
.strip.box{background:none;box-shadow:none;gap:14px;padding:0}
.strip.box>*{background:#fff;border:1px solid #e3eaf1;border-radius:6px;box-shadow:0 4px 14px rgba(15,51,88,.06);display:flex;align-items:center;gap:12px;text-align:left;padding:18px;border-left:1px solid #e3eaf1}
.strip.box svg{margin:0;flex:none}
.strip.steps>*{position:relative}
.strip.steps>*:not(:last-child):after{content:"›";position:absolute;right:-6px;top:30%;font-size:22px;color:#8aa0b5}
/* contact */
.cg{display:grid;grid-template-columns:1fr 1.1fr;gap:34px;padding:36px 0 44px;align-items:start}
.cg img{width:100%;height:150px;object-fit:cover;margin:14px 0}
.cg .pn{background:#fff;border-radius:6px;box-shadow:0 6px 24px rgba(15,51,88,.1);padding:24px}
.cg .pn h3{font:700 12px Montserrat;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:12px}
.cg form{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.cg form .f{grid-column:1/-1}
.cg input,.cg textarea{padding:10px 12px;border:1px solid #dde5ee;border-radius:3px;font:inherit;font-size:12.5px}
.cg .ci p{margin-bottom:6px}
/* footer (inner) */
body[data-r] footer{background:var(--navy);color:#fff;padding:22px 0}
body[data-r] footer .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
body[data-r] footer ul{display:flex;gap:22px;list-style:none;flex-wrap:wrap}
body[data-r] footer ul a{font:600 11px Montserrat;color:#fff}
body[data-r] footer .tag{font:600 11px Montserrat;opacity:1}
body[data-r] footer .tag:before{content:"";display:inline-block;width:22px;height:2px;background:var(--gold);margin-right:10px;vertical-align:middle}
/* home footer socials */
.soc{display:flex;gap:8px}.soc i{width:20px;height:20px;border-radius:50%;background:#fff;color:var(--navy);font:700 9px Montserrat;font-style:normal;display:flex;align-items:center;justify-content:center}
@media(max-width:900px){
.ph .g,.cg{grid-template-columns:1fr}.ph .im img{-webkit-mask-image:none;mask-image:none}
.strip.c4,.strip.c3{grid-template-columns:1fr 1fr}.strip.box{grid-template-columns:1fr}
.strip.steps>*:after{display:none}
body[data-r] .wrap.hw{flex-wrap:wrap}.cg form{grid-template-columns:1fr}}
/* doc-driven blocks */
body[data-r] section.blk{padding:46px 0;background:#fff}
body[data-r] section.blk.alt{background:#f3f7fb}
.blk .ey{font:700 10px Montserrat;letter-spacing:2px;text-transform:uppercase;color:#5d6d80;margin-bottom:8px}
.blk h2{font-size:24px;margin-bottom:12px}
.blk h3{font-size:15px;margin:16px 0 8px}
.blk h3.lab{margin:28px 0 12px;font-size:16px}
.blk p{font-size:13.5px;margin-bottom:10px}
.blk .tx1{max-width:860px}
.b2{display:grid;grid-template-columns:1.25fr .85fr;gap:44px;align-items:center}
.b2.left{grid-template-columns:.85fr 1.25fr}.b2.left .im{order:-1}
.b2 .im img{width:100%;max-height:340px;object-fit:cover;border-radius:6px}
.bl{margin:0 0 12px 18px;font-size:13.5px}.bl li{margin-bottom:4px}
.cards2{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin-top:22px}
.cards2>div{background:#fff;border:1px solid #dde5ee;border-radius:8px;padding:16px;box-shadow:0 3px 12px rgba(15,51,88,.05)}
.cards2 h4{font-size:13.5px;margin-bottom:5px}.cards2 p{font-size:12.5px;margin:0}
.blk .banner,.banner{width:100%;height:230px;object-fit:cover;border-radius:6px;margin-top:26px;display:block}
.tw{overflow-x:auto;margin:10px 0}
.blk .btns{margin-top:22px}
.faq details{background:#fff;border:1px solid #dde5ee;border-radius:6px;margin-bottom:8px;padding:12px 16px}
.faq summary{cursor:pointer;font:600 13.5px Montserrat;color:var(--navy)}
.faq p{margin:8px 0 0}
body[data-r] section.ctab{padding:34px 0 50px;background:#fff}
.cbx{background:var(--navy);color:#d3deea;border-radius:8px;padding:34px 38px}
.cbx h3{color:#fff;font-size:22px;margin-bottom:10px}.cbx p{font-size:13.5px}
.cbx .btn.w{background:#fff;color:var(--navy);border-color:#fff}
.cbx .btn.ow{background:transparent;color:#fff;border-color:#fff}
.ctab>.wrap{padding-top:0}
.cg .cl{font:700 12px Montserrat;letter-spacing:1.5px;text-transform:uppercase;margin:6px 0 8px}
.cg .ci p{font-size:13px}
@media(max-width:900px){.b2,.b2.left{grid-template-columns:1fr}.b2.left .im{order:0}.cbx{padding:24px}}
body[data-p=index]{--btn:var(--navy)}body.gold[data-p=index]{--btn:#c8861a}
/* v8 hero as mockup: image bleeds to right edge */
body[data-r] .ph{background:linear-gradient(100deg,#fff 40%,#eef3f8)}
.ph .top{position:relative;min-height:320px;display:flex;align-items:center;overflow:hidden}
.ph .top>.wrap{width:100%;position:relative;z-index:2}
.ph .top .im{position:absolute;right:0;top:0;bottom:0;width:60%}
.ph .top .im img{width:100%;height:100%;max-height:none;object-fit:cover;border-radius:0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 38%);mask-image:linear-gradient(90deg,transparent,#000 38%)}
.ph.sq .top .im img{-webkit-mask-image:linear-gradient(90deg,transparent,#000 30%);mask-image:linear-gradient(90deg,transparent,#000 30%);border-radius:0}
.ph .top .t{max-width:44%;padding:38px 0}
.ph h1{font-size:30px}
.ph .strip{margin-top:-8px}
.ph .btn{border-radius:3px;font-size:10.5px;padding:10px 20px;letter-spacing:.5px;text-transform:uppercase}
.ph .btns{margin-top:12px}
@media(max-width:900px){.ph .top{display:block;min-height:0}.ph .top .im{position:relative;width:100%;height:200px}.ph .top .t{max-width:100%;padding:22px 0}.ph .top>.wrap{position:relative}}
.ph .btn:after{content:none!important}
.ph.sq .top .im{width:54%}
.blk .cards2+.ey,.blk .cards2+h3,.blk .cards2+p{margin-top:28px}
/* v10 premium image treatment */
.b2 .im{position:relative;padding:0 0 18px 18px;z-index:0}
.b2.left .im{padding:0 18px 18px 0}
.b2 .im:before{content:"";position:absolute;inset:22px -2px -2px 22px;border-radius:22px;background:linear-gradient(135deg,rgba(31,111,163,.22),rgba(15,51,88,.08));z-index:-1}
.b2.left .im:before{inset:22px 22px -2px -2px}
.b2 .im:after{content:"";position:absolute;right:-14px;top:-14px;width:74px;height:74px;background:radial-gradient(circle,rgba(31,111,163,.45) 2px,transparent 2.5px) 0 0/12px 12px;z-index:-1}
.b2.left .im:after{right:auto;left:-14px}
.b2 .im img{display:block;width:100%;aspect-ratio:4/3;max-height:none;object-fit:cover;border:6px solid #fff;border-radius:20px;box-shadow:0 22px 48px rgba(15,51,88,.24);transition:transform .5s,box-shadow .5s}
.b2 .im:hover img{transform:translateY(-5px);box-shadow:0 30px 60px rgba(15,51,88,.3)}
figure.bn{position:relative;margin:34px 0 0;border-radius:22px;overflow:hidden;box-shadow:0 26px 60px rgba(15,51,88,.22);border:6px solid #fff;background:#fff}
figure.bn:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,39,72,0) 45%,rgba(11,39,72,.38)),linear-gradient(90deg,rgba(11,39,72,.12),transparent 40%);pointer-events:none}
figure.bn img.banner{display:block;width:100%;height:320px;margin:0;border-radius:0;object-fit:cover;transition:transform 1.2s}
figure.bn:hover img.banner{transform:scale(1.045)}
.ctab figure.bn{margin:0 0 26px}
.ph .top .im:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(11,39,72,.18),transparent 45%);pointer-events:none}
@media(max-width:900px){.b2 .im,.b2.left .im{padding:0 12px 12px 0}.b2 .im:before,.b2.left .im:before{inset:16px 0 -2px 16px}figure.bn img.banner{height:200px}.b2 .im:after{display:none}}
figure.bn img.banner[src*="collage-wide"]{height:auto;aspect-ratio:2000/420}
/* v12 footer with contact details */
footer.ft{background:linear-gradient(100deg,#0b2748,#12406d);color:#cfdbe8;padding:0}
footer.ft .wrap.ftg{display:grid;grid-template-columns:1.3fr 1fr 1.3fr;gap:44px;padding:46px 48px 34px;align-items:start;flex-wrap:nowrap;justify-content:normal}
footer.ft .logo{color:#fff}footer.ft .logo small{color:#9fc3de}
footer.ft p{font-size:12.5px;margin:14px 0 8px;color:#cfdbe8}
footer.ft .ftag{font:600 11px Montserrat;color:#e0b252}
footer.ft h5{font:700 11px Montserrat;letter-spacing:2px;text-transform:uppercase;color:#fff;margin:0 0 14px;padding-bottom:8px;border-bottom:2px solid #e0b252;display:inline-block}
footer.ft ul{display:block;list-style:none;margin:0;padding:0}
footer.ft li{margin-bottom:8px;font-size:12.5px}
footer.ft li a{font:400 12.5px "Open Sans";color:#cfdbe8}
footer.ft li a:hover{color:#fff}
footer.ft .ci2 li{display:flex;gap:10px;align-items:flex-start;color:#e8f0f8}
footer.ft .ci2 li span{width:28px;height:28px;border-radius:50%;background:rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;font-size:12px;flex:none}
footer.ft .ci2 li a{color:#fff;font-weight:600;padding-top:4px}
footer.ft .ci2 li{align-items:center}
footer.ft .fdir{display:inline-block;margin-top:8px;font:700 11px Montserrat;color:#fff;border:1.5px solid #e0b252;border-radius:22px;padding:8px 18px}
footer.ft .fdir:hover{background:#e0b252;color:#0b2748}
footer.ft .fb{border-top:1px solid rgba(255,255,255,.14)}
footer.ft .fb .wrap{display:block;padding:14px 48px;font-size:11.5px;color:#9fb5cb}
@media(max-width:900px){footer.ft .wrap.ftg{grid-template-columns:1fr;gap:26px;padding:34px 20px 22px}footer.ft .fb .wrap{padding:14px 20px}}