:root {
  color-scheme: only light;
  --navy: #0f3358;
  --navy2: #0b2748;
  --gold: #1f6fa3;
  --ink: #44505f;
  --bg: #f1f5f9;
  --line: #dde5ee;
}
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
html {
  background: #fff;
  color-scheme: only light;
}
body {
  font-family: "Open Sans", sans-serif;
  color: var(--ink);
  line-height: 1.65;
  font-size: 15px;
  background: #fff;
}
h1,
h2,
h3,
h4 {
  font-family: "Montserrat", sans-serif;
  color: var(--navy);
  line-height: 1.25;
}
a {
  color: inherit;
  text-decoration: none;
}
img {
  display: block;
  max-width: 100%;
}
.wrap {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}
section {
  padding: 64px 0;
}
.alt {
  background: var(--bg);
}
.eyebrow {
  color: var(--gold);
  font: 600 12px Montserrat;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 10px;
}
h2 {
  font-size: 30px;
  margin-bottom: 14px;
}
p {
  margin-bottom: 12px;
}
.btn {
  display: inline-block;
  padding: 11px 26px;
  border-radius: 30px;
  font: 600 13px Montserrat;
  background: var(--gold);
  color: #fff;
  border: 2px solid var(--gold);
  cursor: pointer;
  transition: 0.2s;
}
.btn:hover {
  background: #0f4f7c;
  border-color: #0f4f7c;
}
.btn.o {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn.o:hover {
  background: var(--navy);
  color: #fff;
}
.link {
  color: var(--gold);
  font: 600 13px Montserrat;
}
.link:after {
  content: " →";
}
header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #fff;
  box-shadow: 0 1px 0 var(--line);
}
.hw {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  height: 72px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font: 700 17px Montserrat;
  color: var(--navy);
  letter-spacing: 1px;
}
.logo img {
  height: 44px;
  width: auto;
}
.logo small {
  display: block;
  font: 600 8px Montserrat;
  color: var(--gold);
  letter-spacing: 1px;
}
nav ul {
  display: flex;
  gap: 20px;
  list-style: none;
}
nav a {
  font: 600 12px Montserrat;
  color: var(--navy);
  padding: 6px 0;
  border-bottom: 2px solid transparent;
}
nav a:hover,
nav a.on {
  color: var(--gold);
  border-color: var(--gold);
}
#mt {
  display: none;
  background: none;
  border: 0;
  font-size: 26px;
  color: var(--navy);
}
.hero {
  background: linear-gradient(100deg, #fff 35%, #e3ebf3);
  padding: 0;
  overflow: hidden;
}
.hero .wrap {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  align-items: center;
  min-height: 430px;
}
.hero h1 {
  font-size: 46px;
  margin-bottom: 16px;
}
.hero h1 span {
  color: var(--gold);
  display: block;
}
.hero img {
  width: 100%;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 22%);
  mask-image: linear-gradient(90deg, transparent, #000 22%);
}
.hero .btns {
  display: flex;
  gap: 12px;
  margin-top: 20px;
  flex-wrap: wrap;
}
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.split img {
  width: 100%;
  border-radius: 6px;
}
.feat {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
  gap: 0;
  margin-top: 28px;
}
.feat div {
  padding: 8px 20px;
  border-left: 1px solid var(--line);
}
.feat h4 {
  font-size: 14px;
  margin-bottom: 4px;
}
.feat p {
  font-size: 12.5px;
}
.tiles {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.tile {
  position: relative;
  overflow: hidden;
  border-radius: 4px;
  aspect-ratio: 16/9;
  background: var(--navy);
}
.tile img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.tile:after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(transparent 45%, rgba(8, 25, 48, 0.85));
}
.tile b {
  position: absolute;
  left: 14px;
  bottom: 10px;
  z-index: 2;
  color: #fff;
  font: 600 13px Montserrat;
}
.dark {
  background: var(--navy);
  color: #cfd8e4;
}
.dark h2,
.dark h3,
.dark h4 {
  color: #fff;
}
.row5 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 20px;
  text-align: center;
}
.row5 div {
  border-left: 1px solid rgba(255, 255, 255, 0.2);
  padding: 6px 10px;
}
.row5 h4 {
  font-size: 13px;
}
.docs {
  background: var(--bg);
  border-radius: 6px;
  padding: 24px;
}
.docs li {
  list-style: none;
  padding: 5px 0;
  font-size: 14px;
}
.docs li:before {
  content: "✓ ";
  color: var(--gold);
  font-weight: 700;
}
.green {
  background:
    linear-gradient(90deg, rgba(10, 40, 20, 0.55), rgba(20, 50, 20, 0.92)),
    url(../images/sprout-wide.jpg) left/cover;
  color: #e3ecdc;
}
.green h2 {
  color: #fff;
}
.flow {
  font: 600 14px Montserrat;
  color: #fff;
  letter-spacing: 0.5px;
}
.cta {
  background: var(--navy);
  color: #cfd8e4;
  border-radius: 6px;
  padding: 34px;
}
.cta h3 {
  color: #fff;
  font-size: 22px;
  margin-bottom: 10px;
}
.cta .btn.o {
  color: #fff;
  border-color: #fff;
}
.cta .btn.o:hover {
  background: #fff;
  color: var(--navy);
}
.page {
  background: linear-gradient(100deg, #fff 40%, #e9edf1);
}
.page .wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
  padding-top: 44px;
  padding-bottom: 44px;
}
.page img {
  width: 100%;
  border-radius: 6px;
}
.page h1 {
  font-size: 36px;
  margin-bottom: 14px;
}
form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
form .f {
  grid-column: 1/-1;
}
input,
select,
textarea {
  width: 100%;
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 4px;
  font: inherit;
  background: #fff;
}
.faq details {
  border-bottom: 1px solid var(--line);
  padding: 14px 0;
}
.faq summary {
  font: 600 14px Montserrat;
  color: var(--navy);
  cursor: pointer;
}
footer {
  background: var(--navy2);
  color: #b9c6d8;
  padding: 34px 0;
  font-size: 13px;
}
footer .wrap {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}
footer .logo {
  color: #fff;
}
footer ul {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  list-style: none;
}
footer a:hover {
  color: var(--gold);
}
@media (max-width: 860px) {
  nav {
    display: none;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    background: #fff;
    padding: 12px 24px;
    box-shadow: 0 8px 16px rgba(0, 0, 0, 0.1);
  }
  nav.open {
    display: block;
  }
  nav ul {
    flex-direction: column;
    gap: 8px;
  }
  #mt {
    display: block;
  }
  .hero .wrap,
  .split,
  .page .wrap {
    grid-template-columns: 1fr;
  }
  .hero h1 {
    font-size: 34px;
  }
  .tiles {
    grid-template-columns: 1fr 1fr;
  }
  .feat div {
    border: 0;
    border-top: 1px solid var(--line);
  }
  .hero img {
    mask-image: none;
    -webkit-mask-image: none;
  }
  form {
    grid-template-columns: 1fr;
  }
}
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 24px;
}
.cards.c2 {
  grid-template-columns: repeat(2, 1fr);
}
.cards.c4 {
  grid-template-columns: repeat(4, 1fr);
}
.cards > div {
  background: #fff;
  border: 1px solid var(--line);
  border-top: 3px solid var(--gold);
  border-radius: 4px;
  padding: 20px;
}
.alt .cards > div {
  background: #fff;
}
.cards h4 {
  font-size: 15px;
  margin-bottom: 6px;
}
.cards p {
  font-size: 13.5px;
  margin: 0;
}
.dark .cards > div {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(255, 255, 255, 0.12);
  border-top-color: var(--gold);
}
.dark .cards p {
  color: #cfd8e4;
}
.band {
  margin-top: 0;
  padding: 0;
}
.band img {
  width: 100%;
  height: 280px;
  object-fit: cover;
}
.itiles {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 24px;
}
.itiles img {
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
  border-radius: 4px;
  margin-bottom: 10px;
}
.itiles h4 {
  font-size: 15px;
}
.itiles p {
  font-size: 13.5px;
}
ul.chk {
  margin: 10px 0 14px;
}
ul.chk li {
  list-style: none;
  padding: 3px 0 3px 22px;
  position: relative;
  font-size: 14.5px;
}
ul.chk li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}
table {
  width: 100%;
  border-collapse: collapse;
  margin: 18px 0;
  font-size: 14px;
}
th,
td {
  padding: 11px 14px;
  border-bottom: 1px solid var(--line);
  text-align: left;
}
th {
  background: var(--navy);
  color: #fff;
  font: 600 13px Montserrat;
}
td:first-child {
  font-weight: 600;
  color: var(--navy);
  width: 30%;
}
.note {
  font-size: 12.5px;
  font-style: italic;
}
.btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 18px;
}
.flowbox {
  font: 600 15px Montserrat;
  color: var(--navy);
  padding: 16px 0;
}
.faq details p {
  padding-top: 8px;
  margin: 0;
}
.sub {
  font: 600 12px Montserrat;
  letter-spacing: 1px;
  color: var(--gold);
  text-transform: uppercase;
  margin: 6px 0;
}
@media (max-width: 860px) {
  .cards,
  .cards.c2,
  .cards.c4,
  .itiles {
    grid-template-columns: 1fr;
  }
  .band img {
    height: 180px;
  }
}

.hw {
  max-width: 1320px;
  height: 78px;
  gap: 18px;
}
.logo {
  flex-shrink: 0;
}
.logo img {
  mix-blend-mode: multiply;
  height: 48px;
}
.logo small {
  white-space: nowrap;
  font-size: 7.5px;
}
nav ul {
  gap: 16px;
  flex-wrap: nowrap;
}
nav a {
  white-space: nowrap;
  font-size: 11.5px;
  letter-spacing: 0.1px;
}
img {
  image-rendering: auto;
}
.itiles img,
.tile img {
  object-fit: cover;
}
@media (max-width: 1280px) {
  nav ul {
    gap: 12px;
  }
  nav a {
    font-size: 10.5px;
  }
  .logo {
    font-size: 15px;
  }
}
@media (max-width: 1100px) {
  nav {
    display: none;
    position: absolute;
    top: 78px;
    left: 0;
    right: 0;
    background: #fff;
    padding: 12px 24px;
    box-shadow: 0 8px 16px rgba(0, 0, 0, 0.1);
  }
  nav.open {
    display: block;
  }
  nav ul {
    flex-direction: column;
    gap: 8px;
  }
  #mt {
    display: block;
  }
}
.logo img {
  mix-blend-mode: normal;
}
.hero .wrap {
  padding-top: 48px;
  padding-bottom: 48px;
}
.hero img {
  border-radius: 8px;
}
@media (max-width: 1100px) {
  .hero .wrap {
    gap: 24px;
    min-height: 0;
    padding-top: 36px;
    padding-bottom: 36px;
  }
  .hero img,
  .split img,
  .page img {
    max-height: 340px;
    object-fit: cover;
    width: 100%;
  }
  .split {
    gap: 28px;
  }
  .page .wrap {
    gap: 24px;
  }
  .cards,
  .cards.c4 {
    grid-template-columns: repeat(2, 1fr);
  }
  .itiles {
    grid-template-columns: repeat(2, 1fr);
  }
  .tiles {
    grid-template-columns: repeat(2, 1fr);
  }
  h2 {
    font-size: 26px;
  }
  .hero h1 {
    font-size: 36px;
  }
  .page h1 {
    font-size: 30px;
  }
  .hw {
    height: 68px;
  }
  nav {
    top: 68px !important;
  }
}
@media (max-width: 600px) {
  .cards,
  .cards.c2,
  .cards.c4,
  .itiles {
    grid-template-columns: 1fr;
  }
  section {
    padding: 44px 0;
  }
  .wrap {
    padding: 0 18px;
  }
  .hero h1 {
    font-size: 30px;
  }
  .hero img,
  .split img,
  .page img {
    max-height: 240px;
  }
  .logo {
    font-size: 14px;
  }
  .logo small {
    display: none;
  }
  .logo img {
    height: 40px;
  }
  .btns .btn {
    flex: 1;
    text-align: center;
    padding: 11px 14px;
  }
  .cta {
    padding: 24px 20px;
  }
  table {
    display: block;
    overflow-x: auto;
  }
  td:first-child {
    width: auto;
  }
  footer .wrap {
    flex-direction: column;
    align-items: flex-start;
  }
  .band img {
    height: 150px;
  }
}

/* very small screens: never overflow */
html,
body {
  overflow-x: hidden;
}
.hero .wrap,
.split,
.page .wrap,
.cards,
.itiles,
.tiles,
form {
  grid-template-columns: minmax(0, 1fr);
}
.hero .wrap > *,
.split > *,
.page .wrap > *,
.cards > *,
.itiles > * {
  min-width: 0;
}
h1,
h2,
h3,
h4,
p,
li,
td {
  overflow-wrap: break-word;
  word-wrap: break-word;
}
.hw {
  min-width: 0;
}
.logo span {
  min-width: 0;
}
@media (min-width: 1101px) {
  .hero .wrap {
    grid-template-columns: 1fr 1.1fr;
  }
  .page .wrap,
  .split {
    grid-template-columns: 1fr 1fr;
  }
  .cards {
    grid-template-columns: repeat(3, 1fr);
  }
  .cards.c2 {
    grid-template-columns: repeat(2, 1fr);
  }
  .cards.c4 {
    grid-template-columns: repeat(4, 1fr);
  }
  .itiles,
  .tiles {
    grid-template-columns: repeat(3, 1fr);
  }
  form {
    grid-template-columns: 1fr 1fr;
  }
}
@media (min-width: 601px) and (max-width: 1100px) {
  .cards,
  .cards.c4,
  .itiles,
  .tiles {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  form {
    grid-template-columns: 1fr 1fr;
  }
}
@media (max-width: 400px) {
  .hero h1 {
    font-size: 26px;
  }
  h2 {
    font-size: 22px;
  }
  .page h1 {
    font-size: 24px;
  }
  .logo {
    font-size: 12px;
    letter-spacing: 0.3px;
    gap: 6px;
  }
  .logo img {
    height: 34px;
  }
  .btns .btn {
    flex: 1 1 100%;
  }
  th,
  td {
    padding: 9px 8px;
  }
}

@media (max-width: 300px) {
  .logo span {
    font-size: 10px;
    letter-spacing: 0;
  }
  .logo img {
    height: 30px;
  }
  .hw {
    gap: 6px;
  }
  #mt {
    padding: 0 2px;
    flex-shrink: 0;
  }
}
.lg{height:40px;width:40px}
.logo img{display:none}
nav .cbtn{background:var(--navy);color:#fff;padding:9px 18px;border-radius:6px;border:0}
nav .cbtn:hover{background:var(--gold);color:#fff}
footer .tag{font-size:12px;opacity:.8}
footer .logo{color:#fff}footer .logo small{color:#9fc3de}
@media(max-width:900px){#mt{display:block}nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;box-shadow:0 8px 16px rgba(0,0,0,.1)}nav.open{display:block}nav ul{flex-direction:column;padding:12px 24px;gap:10px}}

body.gold{--gold:#c8861a;--btn:#c8861a}